One of the most common questions I get is:
“If I join Fusella Family Medicine, do I still need health insurance?”
The short answer is: yes — and here’s why.
Direct Primary Care (DPC) is designed to cover your day-to-day primary care needs — not replace insurance entirely.
As a member of Fusella Family Medicine, your monthly membership includes:
- Routine and preventive care
- Sick visits
- Chronic disease management
- Same-day or next-day access
- Longer, unrushed appointments
- Direct communication with your physician
This is the care most people use regularly — and it’s all included without copays, surprise bills, or insurance barriers.
So what is insurance still for?
Health insurance is still important for:
- Hospitalizations
- Emergency care
- Specialist visits
- Imaging (CT, MRI, etc.)
- Surgeries
Think of it this way:
👉 Insurance covers the big, unexpected events
👉 DPC covers the everyday care that keeps you healthy
Why this combination works so well
Many of my patients choose to pair DPC with:
- A high-deductible health plan
- Employer-based insurance
- Or a health share
Because their primary care is already covered through membership, they often:
- Avoid unnecessary urgent care/ER visits
- Catch problems earlier
- Feel more in control of their health
A different kind of primary care
I started Fusella Family Medicine to bring back a simpler, more personal approach to care — where you have time with your doctor, easy access, and a real relationship.
If you’ve ever felt rushed, frustrated, or like your healthcare is harder than it should be — this model may be a better fit.
Curious if this is right for you?
I offer a free, no-pressure meet-and-greet to answer your questions and see if it’s a good fit.
